Template-Type: ReDIF-Article 1.0 Author-Name: Rachna Madaan Author-Workplace-Name: IILM University, Gurugram 122001, Haryana, India Author-Name: Rajesh Kumar Author-Workplace-Name: IILM University, Gurugram 122001, Haryana, India Title: Influence of Digitalization on Agricultural Credit for Green Economy and Sustainable Development Abstract: The prime objective of this paper is to analyze the impact of the level of digitalization on the volume of agricultural credit, viewed as a vital economic instrument contributing to the green economy and sustainable development, over the period from 2010 to 2020 in India. A broad review of past literature identifies the determinants of digitalization and agricultural credit. A sample survey is directed to examine the use of smartphones/internet by farmers for agricultural activities. The secondary data published by RBI for agricultural credit and TRAI for the number of mobile phones, smartphones and internet users is converted into an annual time series. The Augmented-Dickey-Fuller test is applied to confirm the stationarity behaviour of the time series. The results of the bivariate regression specify a significant positive correlation between digitalization and agricultural credit in India. The R2 value confirms that mobile phones, smartphones and internet users explain 80, 85 and 90 percent variation in the volume of agricultural credit. The use of smartphones/internet has emerged as a crucial factor in facilitating agricultural credit, thus promoting the green economy and augmenting the economic welfare of farmers, contributing to sustainable development. Classification-JEL: O13,Q14 Keywords: Agricultural Credit, Digitalization, Economic Instrument, Green Economy and Sustainable Development Journal: Acta Universitatis Bohemiae Meridionalis Pages: 1-16 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.009 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.009.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.009.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0001.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:1-16 Template-Type: ReDIF-Article 1.0 Author-Name: Barsha Borah Author-Workplace-Name: Department of Business Administration,Tezpur University,Napaam, Tezpur: Assam, India Author-Name: Mrinmoy K. Sarma Author-Workplace-Name: Department of Business Administration,Tezpur University,Napaam, Tezpur: Assam, India Title: Acoustic Appetite: How Restaurant Soundscapes Shape Dining Experiences Abstract: There has been a rapid growth of restaurants and eateries everywhere. Now a days customers not only go to the restaurant for food but also for unique experiences. Restaurants use different sensory cues in its ambience to make the diners' experience a memorable one. Various studies discuss on visual, olfactory, gustatory, auditory and tactile senses in terms of different service industry but soundscape of a restaurant often go unnoticed. The present study tries to find out how the sound environment in a restaurant affects the diners' visit to the restaurant. The required data are collected using two Focus Group Discussions (FGD). The interview data were analysed using thematic template and content analysis. The findings of the study depict the importance of soundscape, music play a crucial role as it can positively affect the customer as well as negatively too. that traditional or ethnic music is a very important aspect in ethnic restaurants to keep intact the authenticity and association of food with the overall ambience and for creating a positive experience. The sources and levels of noise are different for everyone. Noise makes the experience unpleasant one. Furthermore, the study provides insightful implications for the restaurateurs to effectively address the soundscape in the restaurant. Classification-JEL: M00,Z3 Keywords: Soundscape, Ambience, Sensory cues, Restaurant, and FGD Journal: Acta Universitatis Bohemiae Meridionalis Pages: 17-33 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.010 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.010.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.010.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0002.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:17-33 Template-Type: ReDIF-Article 1.0 Author-Name: Manpreet Kaur Author-Workplace-Name: SOIL School of Business Design, Gurugram Author-Name: Manjula Srinivas Author-Workplace-Name: Flame University, Pune Title: Entrepreneurial Finance Alternatives in the Digital Era: A Systematic Review and Future Agenda Abstract: The role of entrepreneurship in economic growth of the country is indispensable especially in the context of developing economies. Start-ups are often at the forefront of technological innovation, developing new products, services, and solutions that can drive economic growth and improve efficiency in various sectors. Within the myriad challenges confronted by entrepreneurs, financing stands out as the paramount concern. By systemic review of 72 high-quality peer reviewed research papers, we try to explore the novel financing alternatives available to entrepreneurs in the digital era over the life cycle of start-ups. Secondly, we examined the opportunities and challenges associated with the use of these alternatives. The analysis reveals that among the novel sources, peer to peer lending and crowdfunding are the popular choices among entrepreneurs. Lastly, the future agenda for further research is proposed. Classification-JEL: G21,G24,G32,L26 Keywords: Bootstrapping, Crowdfunding, Private Equity, Peer-2-Peer lending, Venture Capital, Business Angel Networks, Start-up finance Journal: Acta Universitatis Bohemiae Meridionalis Pages: 34-45 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.011 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.011.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.011.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0003.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:34-45 Template-Type: ReDIF-Article 1.0 Author-Name: U Nisha Author-Workplace-Name: Department of Commerce - B.Com Marketing Management, M.O.P. Vaishnav College for Women (Autonomous), Chennai Author-Name: Mohsina Amreen A Author-Workplace-Name: Department of Commerce - B.Com Marketing Management, M.O.P. Vaishnav College for Women (Autonomous), Chennai Author-Name: S. Firdouse Jahan Author-Workplace-Name: Department of Business Studies, J.B.A.S College for Women (Autonomous), Chennai Title: Green it Adoption as CSR - Insights from Indian it Companies Abstract: In today's business landscape, the fusion of Information Technology (IT) and Corporate Social Responsibility (CSR) is redefining how companies balance growth with sustainability. A key element of this shift is the adoption of Green Information Technology (GIT) strategies, aimed at reducing the environmental footprint of IT processes. This study investigates the adoption of Green Information Technology (GIT) strategies within Indian IT companies as part of their Corporate Social Responsibility (CSR) efforts. The research aims to map GIT adoption trends, identify key motivations and barriers, and assess the impact on organizational performance and CSR outcomes. A mixed-methods approach, combining surveys and case studies, was used to analyze data from 35 Indian IT firms. Findings reveal that larger, financially robust companies lead GIT adoption, driven by sustainability commitments and internal readiness. Key strategies include energy-efficient data centers and cloud computing, though smaller firms face barriers like high costs and limited awareness. Government incentives and industry collaboration are highlighted as crucial enablers for wider GIT adoption. Case studies of major IT firms-Infosys, Wipro, HCL, and TCS-demonstrate that early investment in green technologies leads to operational efficiency, cost savings, and enhanced corporate reputation. The study concludes that successful GIT implementation strengthens CSR, improves environmental stewardship, and enhances business competitiveness, particularly with government and industry support. This research provides actionable insights for policymakers and industry leaders, emphasizing the importance of collaboration in driving sustainable practices across the Indian IT sector. Classification-JEL: L86,M14,O33,Q56 Keywords: Corporate Social Responsibility (CSR), Environmental sustainability, Energy-efficient  data centers, Green Information Technology (GIT),   Indian IT companies Journal: Acta Universitatis Bohemiae Meridionalis Pages: 46-66 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.012 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.012.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.012.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0004.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:46-66 Template-Type: ReDIF-Article 1.0 Author-Name: Sadhna Bagchi Author-Workplace-Name: AAFT University of Media and Arts, Raipur, Chhattisgarh Author-Name: Shradha Gupta Author-Workplace-Name: O.P. Jindal University, Raigarh, Chhattisgarh Author-Name: Debasis Mohanty Author-Workplace-Name: O.P. Jindal University, Raigarh, Chhattisgarh Title: Comprehensive Analysis of Volatility Spillover and Investment Efficiency of Stocks of Electrical Vehicles Abstract: Electric Vehicles (EVs) have garnered substantial attention and adoption. Global governmental bodies are increasingly enforcing regulations aimed at curtailing carbon emissions and fostering the uptake of EVs, thus fostering an optimistic outlook for the EV industry. This scholarly discourse endeavors to scrutinize the ramifications of stock market dynamics on the Indian EV sector. Leveraging data from the Bombay Stock Exchange (BSE), comprising 1485 observations spanning from 2017 to 2023, this investigation employs Dynamic Conditional Correlation (DCC) methodologies to explore the phenomenon of volatility spillover from the Indian stock market to the Indian EV market. Given the propensity of price fluctuations to exert influence on both demand and supply dynamics within the EV market, a discernible escalation in volatility is observed. Thus, it becomes imperative to ascertain the extent to which volatility permeates from one market segment (equity) to another (EVs). Insights gleaned from this study are poised to furnish risk-averse investors with strategic directives for diversifying their portfolios, specifically by channeling investments from the equity market to the EV sector in the short term. Classification-JEL: C12,C51,J11 Keywords: Electrical Vehicle, BSE, DCC, Spillover effect Journal: Acta Universitatis Bohemiae Meridionalis Pages: 67-80 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.013 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.013.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.013.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0005.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:67-80 Template-Type: ReDIF-Article 1.0 Author-Name: Sadhna Bagchi Author-Workplace-Name: AAFT University of Media and Arts, Raipur, Chhattisgarh Author-Name: Lalit Prasad Author-Workplace-Name: Management Studies, Pune, Maharashtra Author-Name: Mukesh Shrivastava Author-Workplace-Name: Wells Fargo International Solutions Pvt Limited, Hyderabad, Telangana Title: Behavioural Biases in Financial Investments: A Comprehensive Literature Review Abstract: This study uses a systematic assessment of 1980-2024 literature to examine how behavioural biases affect financial investment decisions. Psychology and emotion influence investor behaviour in behavioural finance, challenging rational decision-making. The study analyses 40 scientific papers from Google Scholar and PubMed using a systematic literature review (SLR) technique and predetermined keywords and inclusion criteria. Cognitive biases like overconfidence and conservatism and emotional biases like loss aversion and regret aversion strongly influence investment decisions. The study also investigates how post-COVID-19 economic trends and generational behaviours, notably among Millennials and Generation Z, have changed investment tactics. Anchoring, mental accounting, herding, and confirmation biases affect market results and individual decision-making. Financial literacy, planning, and technology moderate these biases, according to this review. The study suggests that behavioural psychology is crucial to designing better investment strategies and provides a roadmap for future research on biases and financial decision-making.  Classification-JEL: G11,G41 Keywords: Behavioural Biases, Cognitive, rational thinking, emotional biases, Risk aversion  Journal: Acta Universitatis Bohemiae Meridionalis Pages: 81-93 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.014 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.014.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.014.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0006.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:81-93 Template-Type: ReDIF-Article 1.0 Author-Name: Manju Bala Author-Workplace-Name: Department of management studies, Panipat institute of engineering & Technology, Samalakha Author-Name: Navita Vats Author-Workplace-Name: Department of management studies, Panipat institute of engineering & Technology, Samalakha Author-Name: Preeti Gugnani Author-Workplace-Name: Department of management studies, Panipat institute of engineering & Technology, Samalakha Title: Mental  Health  Outcomes  in  Public  Bank  &  Private  Bank  Mergers:  3's  (Stress,  Stability,  and  Shifts) Abstract: This  research  article  aims  to  compare  the  effects  of  mergers  involving  public  and  private  banks  on  the  mental  well-being  of  employees.  Specifically,  the  study  will  examine  the  influence  on  stress  levels,  job  stability,  and  changes  in  work  responsibilities.  The  study  will  explore  the  differences  in  stress  levels,  stability,  and  transitions  experienced  by  personnel  in  public  and  private  sector  banks  following  mergers.  By  using  a  comparative  method,  the  research  intends  to  reveal  the  subtle  impacts  of  these  mergers  on  the  psychological  well-being  of  personnel  in  both  industries.  To  conduct  a  thorough  investigation  of  the  psychological  impacts  associated  with  mergers  between  public  and  private  banks,  this  study  will  use  established  literature,  empirical  data,  and  case  studies.  The  system  will  assess  stress  levels,  employment  stability,  and  changes  in  work  dynamics  to  identify  the  distinct  problems  and  opportunities  presented  by  mergers  in  different  sectors.  The  comparative  analysis  will  explore  the  specific  factors  that  cause  stress  and  the  strategies  used  to  deal  with  them  in  mergers  involving  public  and  private  banks.  Additionally,  it  will  examine  the  consequences  of  these  mental  health  impacts  on  the  welfare  of  employees,  their  productivity,  and  the  dynamics  inside  organizations  in  both  sectors.The  conclusions  of  this  research  article  aim  to  offer  significant  insights  for  policymakers,  human  resource  professionals,  and  organizational  leaders  involved  in  public  and  private  bank  mergers.  By  understanding  the  varying  effects  of  these  mergers  on  mental  well-being,  those  involved  can  formulate  specific  approaches  to  alleviate  stress,  improve  stability,  and  promote  seamless  transitions  during  the  post-merger  integration  phase.  Overall,  this  study  enhances  our  understanding  of  the  impact  of  bank  mergers  on  mental  health,  emphasizing  the  need  to  adopt  industry-specific  strategies  to  tackle  the  difficulties  brought  about  by  these  transformative  events. Classification-JEL: I10,I19,M10 Keywords: Mental  health,   Stress,   Stability,   Shifts,   Public  bank  mergers,   Private  bank  mergers,   Comparative  analysis Journal: Acta Universitatis Bohemiae Meridionalis Pages: 94-108 Volume: 27 Issue: 3 Year: 2024 DOI: 10.32725/acta.2024.015 File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.015.html File-Format: text/html File-URL: http://acta.ef.jcu.cz/doi/10.32725/acta.2024.015.pdf File-Format: Application/pdf X-File-Ref: http://acta.ef.jcu.cz/RePEc/boh/references/aub-202403-0007.txt Handle: RePEc:boh:actaub:v:27:y:2024:i:3:p:94-108 Template-Type: ReDIF-Article 1.0 Author-Name: Anuj Kumar Title: Information to the conference - Green Policies and Practices: Catalyst or Pressure for trade and Investment Abstract: This special issue belongs to the conference on Green Policies and Practices: Catalyst or Pressure for trade and Investment. This conference was held on 22nd and 23rd November'2024 at Vietnam National University- UEB, Hanoi. The conference organizers include University of Economics and Business, Vietnam National University, Hanoi; M/S Confab 360 Degree; Foreign Trade University; University of Economics and Law, Vietnam National University, Hanoi; University of Adelaide, Australia; Sofia University, Bulgaria and Rangsit University, Thailand. Journal: Acta Universitatis Bohemiae Meridionalis Number: 0 Volume: 27 Issue: 3 Year: 2024 File-URL: http://acta.ef.jcu.cz/artkey/aub-202403-0008_information-to-the-conference-green-policies-and-practices-catalyst-or-pressure-for-trade-and-investment.php File-Format: text/html File-URL: http://acta.ef.jcu.cz/pdfs/aub/2024/03/08.pdf File-Format: Application/pdf Handle: RePEc:boh:actaub:v:27:y:2024:i:3